David Lindsay

That house you looked at today and wanted to think about until tomorrow may be the same house someone looked at yesterday and will buy today.

I’ll help you understand your mortgage options so you can feel confident about what you can afford.

No matter if you’re buying, selling, refinancing, or building your dream home, it’s important to work with an experienced and knowledgeable loan officer. As an expert in my field, I have the knowledge and resources you need to stay current with market conditions and frequently changing mortgage programs. Ensuring that you make the right choice for you and your family is my ultimate goal.

I am here to service all of your residential purchase, refinance, and Heloc needs. We have products and programs to fit a wide array of qualified borrowers

Home Buyer's Guide

Follow my step-by-step guide to learn how to buy a home.

Refinance And Cash-out Guide

Learn how refinancing can help you save money.

Today's Mortgage Rates

View today’s interest rates for a variety of home loans.

Mortgage Calculator

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Successful Loan Officers genuinely care for people—not just their clients but also those within their communities. When researching which Mortgage Loan Officer to hire, consider asking how they give back. Do they freely give their time and energy to help others without expecting anything in return? These questions will reveal a lot about the true character of your Loan Officer.

Conventional LOAN

A conventional loan is a great option for homebuyers who have good credit and stable income. Unlike government-backed loans, conventional mortgages are offered by private lenders and follow guidelines set by Fannie Mae and Freddie Mac. These loans often come with competitive…

USDA Home Loans

If you’re looking for an affordable way to buy a home in a rural or suburban area, a USDA loan might be the perfect solution! Backed by the U.S. Department of Agriculture (USDA), these loans offer 100% financing, meaning you can buy a home with zero down payment. USDA loans are designed…

FHA Home Loans

Are you looking to buy a home with a low down payment and flexible credit requirements? An FHA loan might be the perfect option for you! Backed by the Federal Housing Administration (FHA), these loans are designed to make homeownership more accessible, especially for first-time buyers and those with lower credit scores….

VA HOME LOAN

A VA loan is guaranteed by the U.S. Department of Veterans Affairs. The loan itself isn’t actually made by the government, but the fact that it’s backed by a government agency makes lenders more comfortable offering these loans, as they take on less risk than with a conventional mortgage…

JUMBO MORTGAGE LOAN

A jumbo loan is a mortgage for an amount that exceeds the limits set by Fannie Mae and Freddie Mac, the government-sponsored enterprises that buy most U.S. home loans and package them for investors. If you’re buying a mansion — or just a regular home in a high-priced area like…

David is very understanding and helps make the process smooth and comfortable. I would recommend him to anyone looking for help in the loan process of purchasing a home.

David was always kind, upbeat & reassuring. He was able to answer my questions & put my mind at ease during the stressful process of selling then purchasing a home. Alcova is lucky to have him.

David was so helpful and accommodating throughout the process. His communication and attention to detail were excellent. We'd love to work with him in the future 🙂

David kept us well informed and was always available for any questions or concerns we may have had. Thank you, David.

David was so easy to work with! Quick to respond and always ready to answer any questions. My husband and I really enjoyed working with David. Thank you so much for all of your help David! We so appreciate everything you did to make this process as smooth and transparent as possible!

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